Terms & Conditions

Last Updated: March 31, 2026

Welcome to Business & Financial Consultants LLC. By accessing or using our website and services, you agree to be bound by these Terms & Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing this website or submitting an inquiry, you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part of these terms, you should not use our services.

2. Services Provided

Business & Financial Consultants LLC provides business lending and financial consulting services, including but not limited to:

All lending services are subject to credit approval and underwriting review. We reserve the right to decline any application at our sole discretion.

3. Eligibility

To apply for our services, you must:

4. Application and Approval Process

When you submit an application or inquiry:

Approval is contingent upon satisfactory completion of our underwriting process and verification of all information provided.

5. SMS Terms & Conditions

If you opt in to receive SMS or text messages from Business & Financial Consultants LLC, you expressly consent to receive recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. These messages may be sent using an automated telephone dialing system (ATDS).

Message Frequency: Message frequency varies; you may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply. Standard messaging rates from your mobile carrier will apply to all SMS messages sent to you.

Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. After you send STOP, we will send you one additional message to confirm that you have been unsubscribed. You will no longer receive messages from us.

Help: For help or more information, reply HELP to any message or contact us at richard@business-financial-consultants.com.

Consent Not a Condition of Purchase: Consent to receive SMS messages is NOT a condition of purchase or use of our services. You may contact us through alternative channels such as email or our website contact form.

Carrier Liability: We are not liable for delayed or undelivered messages. Carriers are not liable for delayed or undelivered messages.

6. Use of Website

You agree to use our website only for lawful purposes. You may not:

7. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Business & Financial Consultants LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

8. Disclaimer of Warranties

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that:

9. Limitation of Liability

To the fullest extent permitted by law, Business & Financial Consultants LLC and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services, even if we have been advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless Business & Financial Consultants LLC and its affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of:

11. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content, accuracy, or practices of these external sites. Your use of third-party websites is at your own risk and subject to their terms and conditions.

12. Modifications to Terms

We reserve the right to modify these Terms & Conditions at any time. Changes will be effective immediately upon posting on this page with a revised "Last Updated" date. Your continued use of our services after such changes constitutes your acceptance of the new terms.

13. Governing Law

These Terms & Conditions are governed by and construed in accordance with the laws of the State of Oklahoma, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the courts located in Tulsa County, Oklahoma.

14. Severability

If any provision of these Terms & Conditions is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms & Conditions, together with our Privacy Policy, constitute the entire agreement between you and Business & Financial Consultants LLC regarding your use of our website and services.

16. Contact Information

If you have any questions about these Terms & Conditions, please contact us:

Business & Financial Consultants LLC
1314 N Old North Place
Sand Springs, OK 74063
Email: richard@business-financial-consultants.com